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Loan loss provisions and income smoothing in...
Journal article

Loan loss provisions and income smoothing in banks: the role of trade openness and IFRS in BRICS

Abstract

Purpose This paper empirically investigates whether trade openness (TO) in Brazil, Russia, India, China and South Africa (BRICS) countries affects how banks might employ loan loss provisions (LLPs) to smooth out their earnings and how adopting the International Financial Reporting Standards (IFRS) can mitigate it. Design/methodology/approach The analysis includes 78 commercial banks from five BRICS nations and spans 2014 through 2020. To test …

Authors

Biswas S; Bhattacharya SN; Jin JY; Bhattacharya M; Sadarangani PH

Journal

China Accounting and Finance Review, Vol. 26, No. 1, pp. 76–101

Publisher

Emerald

Publication Date

March 5, 2024

DOI

10.1108/cafr-03-2023-0037

ISSN

1029-807X